Health insurance

Students from abroad are responsible for getting insurance for their study period in Norway. Health insurance is mandatory.

All students must have health insurance for the duration of their stay in Norway. We highly recommend that all students arrange travel insurance in addition. Please be aware of the following:

  • All non-EU/EEA & EU/EEA citizens staying over 60 days must present valid health insurance when registering with the police.
    • This can be private health insurance or the EHIC card (only for EU/EEA citizens). 
  • Additional travel insurance is highly recommended for all students, and should cover your entire stay in Norway.
  • Ensure that your insurance covers all activities you might participate in, e.g., skiing, mountain climbing, hiking, swimming and other extreme sports. For some insurances, this must be purchased additionally. 
  • Students planning on doing their internships in Norway, need to have a liability insurance.
    • If you are an EU/EEA citizen, this should be covered by the liability/similar insurance in your home country, e.g., through the EHIC card.
    • Non-EU/EEA citizens must make sure to have this type of insurance purchased in their home country. 

INN University does not offer health insurance or travel insurance.

Additional information based on nationalities

Please read the information below according to your nationality.

EU/EEA/Swiss citizen

All students from EU/EEA countries should have health insurance from their home country. The European Health Insurance Card (EHIC) documents that you are entitled to medical treatment during your stay in Norway (and other EEA countries and Switzerland) (external link). The card does not cover dental care, prescription drugs, or expenses related to illnesses contracted before arrival in Norway. If you decide to use private health insurance, please check with your insurance company if your coverage includes Norway.

Upon registering with the police, you must present documentation of valid health insurance. You can present the EHIC card, which entitles you to get reimbursed by your national health provider for the cost of your treatment in Norway back home. You must present other insurance documentation if you do not have the EHIC card. 

  • Students who only have the EHIC card on their phones (e.g., Dutch citizens), please request a physical copy of the card. This is recommended if your phone is inaccessible. The Police do not accept digital versions.

NB: You may need to take a Mandatory Tuberculosis X-ray (free). Further information is stated at the bottom of this page. 

Non-EU/EEA citizens

All students from countries outside the EU/EEA should have private or public health (and travel) insurance before travelling to Norway from their home country. No student should arrive in Norway without insurance. 

NB: You may need to take a Mandatory Tuberculosis X-ray (free). Further information is stated at the bottom of this page.

Additional insurance for non-EU/EEA citizens

Students from non-EU/EEA countries can become members of the National Insurance Scheme (external link) if they stay in Norway for more than 3 months. Becoming a member of the Insurance Scheme takes time and can only be done after obtaining the Norwegian identification number. All students should have social security coverage from their home country until they are assigned a GP (family doctor).

However, please be aware of the following:

  • Students with a membership will be assigned a GP. 
  • Coverage applies to medically necessary, state-provided healthcare under the same conditions and costs as Norwegian citizens. However, all students must pay the patient charges.
  • It does not cover dental care or illnesses contracted before arrival. 
  • The membership applies only to coverage in Norway. It does not apply as travel insurance or health insurance in other countries. Students cannot be refunded costs under the scheme for treatment in other countries. Students are strongly advised to have travel insurance from their home country valid for their stay at INN University.
Staying in Norway between 3 and 12 months

Students can apply for voluntary membership (external link in Norwegian) in the National Insurance Scheme. You should have private or public health insurance to cover the first months in Norway. However, be aware that there are no guarantees that you will be granted membership. 

Students who do not fill in this form or students staying in Norway for less than 3 months should have social security coverage from their home country.

How to apply:

  • Fill in the form entitling you to social security coverage (PDF) concerning health services per the National Insurance Scheme.
  • Submit the following documents:
  • Letter of Admission
  • Passport
  • Residence permit card
  • Norwegian ID number (or you must apply for a D-number while applying)

Send the form to the Insurance Office (external link) in the municipality you are staying (view local NAV offices),not the International Office at INN University

Staying in Norway for longer than 1 year

When the stay in Norway extends one year, students automatically become insured under the National Insurance Scheme when they register as a resident in Norway with the National Registry (external link). 

Nordic citizen

Upon registering a move to Norway (external link), students become members of the Norwegian National Insurance Scheme. This is only possible for students staying over 6 months.

It is, however, not required to be a member of the scheme to be entitled to health services in Norway. ID and proof of home address in a Nordic country (Denmark, Norway, Sweden, Finland, Iceland, including the Faroe Islands, Greenland, or Åland) are enough. Students are advised to save their receipts so they can apply for a refund in their home country.

It is, however, recommended that all citizens have the European Health Insurance Card (EHIC) card in case they plan on travelling to other countries during their stay in Norway (external link).

Mandatory Tuberculosis screening

Norwegian law requires that students (foreign citizens) residing in Norway for more than three months take a tuberculosis screening (external link). This is free of charge and applies to students from countries with a high risk of tuberculosis (external link).

The examination is done at a local health station (Norwegian: helsestasjon). Students will receive an invitation directly from the health services closest to their campus. Remember to bring a passport / ID card. If one cannot meet at the appointed time, one MUST cancel with a 24-hour notice. If one does not meet at the appointed time, one will receive a bill in the mail.

Who is required to take a tuberculosis screening?

  • Students from the following EU/EEA countries: Romania.
  • All students from non-EU/EEA countries, except Switzerland, USA, Canada, Australia, New Zealand and Japan.

Positive results

If students test positive for tuberculosis, it will not affect their stay in Norway. They will be offered control and treatment, free of charge, if necessary. 

Published June 11, 2024 11:00 AM - Last modified June 11, 2024 11:05 AM